But in case your have money, but can’t prioritize and decide how to spend it, here are four things to consider.
1- Come up with a budget:
Prepare a proper budget of your income and expenses and follow your track. Use credit card t get the record of your expanses and if it is not possible then take a note book with you to note all the record of your expanses.
2- Avoid impulse buying:
Before purchasing any thing, ask some question with yourself and answer the honestly.
1-Do I need it?
2-Will I use it?
3-Is this lowest price?
4- Does it valuable for me?
3- Shop around regularly for utilities and insurance:
Buy things from the shop which u think it provides counts on customers sticking with the service simpler than shopping for another on regular. Purchase the reliable things which will be work for a long time without any disturbance.
4- Research about prices before buying:
Don’t purchase anything more than 20,000 rupees without conducting some research first. More expansive items research you will want to conduct more. Research from some reputable places where you trust.